Summary Cover Pool

 

Types of loans                                        

  –Residential mortgages                                              90.7% 

  –Public                                                                              2.4%

  –Commercial                                                                   0.1%

  –Forest and Agriculture                                                  6.8%

Fixed /Floating interest loans (1)

  –Fixed                                                                                 48%

  –Floating (2)                                                                      52%

Remaining fixing period

  –Fixed                                                                                 32%

  –Floating (2()                                                                     68%

Average LTV (4, 5)

–WA LTV on loan level (3)                                                 43%

–WA LTV on property level                                                57%

 

Average seasoning                                                56 months

Non-performing loans (6)                                               None

Geographic distribution                                  Sweden 100%

Dynamic pool                                                                       Yes